Square, Inc

With Square Capital’s newly designed loan application experience, sellers eligible for a loan use a slider to customize the loan amount. Available loan amounts range from as little as $100 to as large as $100,000, depending on the business’ eligibility.

As a seller adjusts the slider to a larger or smaller loan amount, they see in real time the applicable total one-time fixed fee and the percentage of daily card sales processed through Square that will be applied to paying off their loan. This makes the loan process incredibly transparent. There are no additional fees or complexities often associated with the traditional lending experience. If approved, funds are deposited in their bank account in as little as one business day, available to them to invest in the growth of their business.

Our average loan size is ~$6,000, truly unique and innovative within the alternative lending industry. We’re opening up access to capital for many businesses who just have not had the option before.

Key Team Members

Walt Jew,
Jesse Lash,
Andy Montgomery,

About the organization

Square Capital takes an objective approach using machine learning to examine real-time sales and transaction data. Our ecosystem of millions of SMBs gives us unique insights into businesses of all types and sizes across the U.S., continuously input into our models and algorithms. By looking at these real-time indicators as opposed to more traditional, lagging indicators, we are able to open up the aperture of businesses we serve - many who do not have access to credit elsewhere. As a result, we’ve been able to facilitate over $2.8 billion to more than 180,000 small businesses across the U.S.

Architecture, Altruistic

Gould Evans

Boys & Girls Clubs of St. Helena and Calistoga

Architecture, Residential

jmA | John Maniscalco Architecture

Dolores Heights

Architecture, Commercial

Walker Warner Architects

Quintessa Pavilions


Shihan Zhang

Symbiosis Carbon Future

Communications Design

Giffords Law Center to Prevent Gun Violence

Giffords Gun Law Scorecard



Motiv Rings



UNICEF Kid Power Band





Square, Inc.

Square Capital Loan Application

Furniture Innovation

Galanter & Jones

Kosmos Heated Chair

Future of Foods


Cafe X

Interior Design, Office: Commercial

Studio O+A

Microsoft Envisioning Center

Interior Design, Residential

Studio SHK

The Great Exploration

Interior Design, Restaurant

Aidlin Darling Design





Student Innovation

B.Lab at AAU

Guerrilla Coffee Unit

Urban Mobility

Alta Motors

The Ultimate Urban Commuter: Alta Motors’ Redshift SuperMoto


Unity Technologies


Wild Card

UC Davis Center for Design in the Public Interest (DiPi)

Outpatient Radio

Interior Design, Office: Honorable Mention

Studio O+A


Interior Design, Residential: Honorable Mention

Studio O+A


Interior Design, Restaurant: Honorable Mention

Puccini Group

Cha Bei

IOT: Honorable Mention

Nokia Design

Health Mate

VirtualTech: Honorable Mention


RAPAEL Smart Glove